Protecting Your Future Today
Consider the Facts:
Today, millions of families are dealing with cancer. Medical advances have greatly improved the treatment for those diagnosed with cancer. Anyone can develop cancer. Since the risk of being diagnosed with cancer increases with age, most cases occur in adults who are middle aged or older. About 77% of all cancers are diagnosed in people 55 years of age or older. * American men have a 1 in 2 lifetime risk of developing cancer. American women have a 1 in 3 chance of developing some form of cancer. * With statistics like these, ask yourself, “If I were diagnosed with cancer, how would I pay for this costly disease?” We can help, First Diagnosis Cancer Insurance plan can help with the indirect cost of cancer, such as: Lifestyle. Lost income, rent, childcare Debt. Mortgage, personal or business debt Medical. Deductibles, co-pays, medicine, experimental treatments.
*American Cancer Society – Cancer Facts & Figures 2014
Nearly everyone has experienced or knows someone who has experienced a cancer diagnosis in their family. Good news is that cancer screening and technologies have gotten better in recent years. However, with advance technologies come high cost. Medical health insurance is a great start, but even with this essential insurance, cancer sufferers can still be hit with unexpected medical and nonmedical expenses. By having a lump-sum cash benefit in place, you can have peace of mind knowing that the financial burden will be less. You choose where and when to spend the money.
WHY FIRST DIAGNOSIS CANCER COVERAGE?
- Available for Ages 18-79
- No Policy or Application Fee
- Male & Female rates are the same
- Benefits paid directly to the policyholder
- Choose from different levels of affordable coverage
- Pays regardless of any other insurance you have with other insurance companies
- Hassle-free claim service
- The policy covers Pathologically Diagnosed Internal Cancer or malignant melanoma. This policy does not pay for skin cancer.
Two Options for Coverage Levels: 1st CANCER VALUE and 2nd CANCER VALUE PLUS
Benefit Options The cash payment benefit can be purchased in amounts of $10,000, $15,000, $20,000 or $25,000.
30-Day Waiting Period Benefits are not payable if cancer manifests itself before the policy has been in effect for at least 30 days. (Cancer is manifested when symptoms exist.)
30-Day Right to Examine You have 30 days after you receive the policy to examine it and return it to us or the producer if you are dissatisfied. We will then refund the premium you paid and void the policy.
Guaranteed Renewable This insurance will remain in force as long as your premiums are paid on time, subject to the Lifetime Maximum Benefit Provision and our limited right to change premium.
Cancer Value Plus Offers an Inflation Protection Benefit Automatically increases the cash benefit amount by 5% of the original cash benefit amount, each year, for the life of the policy
Save 10% with a Household Discount When two or more people who live in the same household apply for and are issued policies at the same time, a 10% discount is applied to your premium rates.
Whatever your financial needs or goals, James Insurance Group and its Multi Insurance Carriers has the products and financial strength that can protect you, your family and your business.
Looking for protection and guarantees?
You’ll get both with our Multi Insurance Carriers offering Cancer Plans.
Are you ready?
Take a look at what you can afford by contacting James Insurance Group today. Then ask yourself … can I really afford not to?
Talk to our James Insurance Group representative to find out more about how our products can help you.